This is not the time to be learning about your insurance limits.

I serve as property manager for my condo association. Lately our insurance for the property has gotten pretty expensive so I have been shopping for a new policy. I had the following interesting exchange with one of the insurance agents:

Me: Yes, I'm also a real estate blogger.
Agent: Oh wow! [Company name] doesn't let its sales agents have blogs, so could you please please do me a favor?
Me: Maybe...
Agent: Can you tell your readers about actual cash value vs full replacement cost? Please?

So hey, here we go. (more…)